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Mortgage Products

Home Financing Solutions You Can Count On. Take the next step today towards Home Ownership with our expansive product solutions!

  • FHA, Conventional, Home Renovation, VA Loans and so much more!
  • Reverse Mortgage Solutions for Those 62 and Over.
  • Non- Qualified Mortgages (Non-QM), DSCR, Bank Statement & More.
  • Jumbo Options, ARMS, & Refinance Options Available.

Why you must Obtain Pre-Approval (ask about MFM Assurance)

The MFM Assurance program is a fully documented and underwritten conditional approval which gives you a distinct advantage in getting your offer accepted. The run of the mill pre-qualification’s that are being issued don’t take this extra step. The STRONGEST Mortgage Approval you can receive!

Meet The Team

James E Flaherty SALES MANAGER MORTGAGE LOAN ORIGINATOR | NMLS ID 137666

Jim Flaherty started in the mortgage business in 1986, owning and operating Brown and Flaherty Mortgage from 1993 until 2014. His 34 years in the business coupled with Meadowbrook’s extraordinary back office, make for an unbeatable combination of award-winning service.

He has received many professional and personal awards and is always involved in philanthropic endeavors. He enjoys working with Veterans helping them to understand the mortgage process and guiding them to see it through.

James E Flaherty
Michael Janosko MORTGAGE LOAN ORIGINATOR | NMLS ID 2042026

I joined the team at Meadowbrook Financial Mortgage after a successful career in the education and coaching fields. Eager to build new relationships, I want to put my tireless work ethic and excellent communication skills to work for you by making your mortgage process a smooth and enjoyable one. I look forward to working with you on all your home financing needs and providing unmatched service.

Michael Janosko
Lynne Bertoldo MORTGAGE LOAN ORIGINATOR | NMLS ID 1992250

Lynne joins the Meadowbrook team from the luxury retail industry. She continues to build long-lasting client relationships due to her tireless work ethic, excellent communication skills, and her ability to understand the needs of her clients.

By combining her business experience and education in finance, Lynne provides Meadowbrook clients with a level of professionalism and service to help streamline the mortgage and refinance process.

Meadowbrook clients can expect to receive a high degree of caring and professionalism from Lynne. She understands that the mortgage and refinance process can be challenging, but she will do her best to simplify the process.

Scott Pitz MORTGAGE LOAN ORIGINATOR | NMLS ID 2231789

Scott is a Graduate of Quinnipiac University with a degree in business management and comes from the recruitment industry where he developed substantial experience in building relationships with clients and gaining their trust as they made life changing decisions. Paired with his ample knowledge of mortgage products, Scott constantly aspires to utilize his skillset to ensure his clients have an encouraging and comfortable home financing experience with a professional they can rely on.

Francesco Ancona MORTGAGE LOAN ORIGINATOR | NMLS ID 2285132

Francesco, currently a Licensed Loan Originator, is incredibly knowledgeable in the mortgage industry and has mastered many Conventional, FHA, and VA loan programs. He is extremely well-rounded in the housing industry, as he has been assisting his father with real estate transactions since he was just 16 years old.

After graduating magna cum laude from the University at Albany with a bachelor’s degree in business management, Francesco began his venture at Meadowbrook Financial and has been an asset to the team ever since. Francesco will travel to you for any assistance needed, servicing all of New York, from Montauk to Manhattan.

Ready to get started?

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    Jim Flaherty is the best! Paul V. from Rockville Centre, NY

    Jim Flaherty helped me from start to finish in getting into my new home. Jim worked for me as my mortgage loan originator in 2021. Jim makes everything easy to understand for the client. Jim also educates you on the process and makes sure that you’re an active participant in your home purchase. He gave me constant updates daily on my loan. He also made certain that everything went smooth and was stress-free.

    I couldn’t say enough great things about Jim’s hard work and dedicated spirit towards helping me with my new home purchase. Thank you Jim Flaherty! Keep up the great work!

    Jim Flaherty is fantastic! James Fitzgerald from Irvington, NY

    Jim has done several mortgages and/or refi’s for me over the years and he has always been great at what he does and gotten me the lowest rates available at the time.

    Excellent Lender louiswirth10 from Merrick, NY

    Jim is a great lender. Explains the whole process in plain english for first time home buyers. He works with you, not against you when it comes to how much you can afford; home price, down payment, monthly payment. He also keeps to his time line and is available often.

    See All Reviews

    Economic Updates

    Check in with us every week to get a sense of the economic climate in todays housing and mortgage market. As always I’m available to speak with if you have any questions on day to day updates.