VA Loans

We’re Here to Help Veterans & their Families Become Homeowners

For Veterans and their spouses, the VA home loan program offers a well-deserved advantage for purchasing, renovating, refinancing, or cash out refinancing a home. Qualified Veterans can obtain a lower interest rate home loans, often without requiring a down payment or private mortgage insurance. VA loans are among the most powerful lending tools available for a significant percentage of military veterans, military members still in service, select surviving spouses, and reservists. Since 1944, VA loans have helped over 22 million service members
become homeowners.

While the United States Department of Veterans Affairs (VA) acts as a guarantor for these loans, it does not issue them. Instead, its sets the framework surrounding aspects such as eligibility and requirements under which lenders may offer
VA loans.

Veteran family

Benefits of VA Loans

  • $0 down payment for veterans
  • Lower interest rate
  • No mortgage insurance required
  • There are limits in place surrounding buyer’s closing costs. A seller may pay all of a buyer’s closing costs, which can be up to 4% of the home’s selling price.
  • No penalty for paying off your loan early. VA loans come with no prepayment penalties, and this gives you the freedom to make extra payments as and when you like. Structuring your loan to automatically deduct an additional sum each month, no matter how small, can lead to long-term savings.
  • The VA loan program offers foreclosure avoidance advocacy, where a member of the VA staff advocates on the homeowners’ behalf to find suitable alternatives.
  • You may assume an existing VA loan from another veteran. You also have the option of getting someone else take over your VA loan, should the need arise.
Army with pet dog

Empowering Veterans with VA Loan Expertise

If you, as a veteran or the spouse of a veteran, are having trouble saving for a down payment together, or if you need assistance in refinancing your existing mortgage, our team can guide you in the right direction.

We have all the information you need about VA loans, and Our team of experts have all the information you need to apply for a VA loan.

Let’s Get Started

We're looking forward to working with you. Please fill out the contact form or click below to connect with our team.
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