For Veterans and their spouses, the VA home loan program offers a well-deserved advantage for purchasing a home, renovating a home, refinancing a home to lower your rate, or for cash-out refinancing. Qualified Veterans can obtain low interest rate home loans, often without requiring a down payment or private mortgage insurance. VA loans are among the most powerful lending tools available for a significant percentage of military veterans, military members still in service, select surviving spouses, and reservists. Since 1944, VA loans have helped over 22 million service members go the home ownership way.
While the United States Department of Veterans Affairs (VA) acts as a guarantor for these loans, it does not issue them. Instead, its sets the framework surrounding aspects such as eligibility and requirements under which lenders may offer VA loans.
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If you, as a veteran or the spouse of a veteran, are having problems in getting a down payment together, or if you need assistance in refinancing your existing mortgage, our experts can guide you in the right direction.
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