When you refinance your home mortgage, a new one replaces the existing one. With the new mortgage, you get the ability to customize aspects such as the loan term, the type of interest rate, as well as the amount you wish to borrow.
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While refinancing your existing home mortgage may lead to savings, making a switch will cost you some money. The cost of refinancing a home mortgage usually varies from 3% to 6% of the amount on your current loan balance. If you want to avoid out-of-pocket expenses, you have the option of potentially rolling the costs into the new loan.learn more
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